Turn-key refers to something that is ready for immediate use, generally used in the sale or supply of goods or services. If you want to sell online three main components are required to accept payments - a merchant account, a shopping cart solution and a secure payment gateway. These components can be implemented separately by different providers or they can be implemented in combination by web developers, hosting companies, merchant account providers, Internet service providers or E-commerce companies.This is commonly used in motorsports to describe a car being sold with drivetrain (engine, transmission, etc.) as a racer may prefer to keep the pieces to use in another vehicle to preserve a combination. Similarly, this term may be used to advertise the sale of an established business, including all the equipment necessary to run it, or by a business-to-business supplier providing complete packages for business start-up.

In other cases, one provider can implement the entire solution. A turnkey provider can supply you with all your system and service needs from hosting a website, and developing a storefront and catalog system, to providing a merchant account, building a payment gateway, and executing payment processing. The end result is often referred to as an out of the box solution.

The term turnkey is also often used in the technology industry, most commonly to describe pre-built computer "packages" in which everything needed to perform a certain type of task (e.g. audio editing) is put together by the supplier and sold as a bundle. This often includes a computer with pre-installed software, various types of hardware, and accessories. Such packages are commonly called appliances.
In real estate, turn-key is defined as delivering a location that is ready for occupation. The turn-key process includes all of the steps involved to open a location including the site selection, negotiations, space planning, and construction coordination and complete installation.

Implementing a turnkey solution is not necessarily the best choice for all merchants. To determine whether a turnkey solution is a viable option for your business, there are a number of important considerations to make. If you are a small business with a limited budget and few resources a turnkey provider may be the best option.
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